DE Underwriter - REMOTE

Company: CyberCoders
Location: Greenwood
Posted on: February 25, 2021

Job Description:

We have been a recognized industry leader for over 20 years and funded billions of dollars in mortgages. We have served thousands of families making their dream of homeownership a reality. We are a direct lender providing a vast array of residential mortgage loans. Our residential product line includes conventional, jumbo, FHA, VA, reverse mortgages, and portfolio loans for purchase, refinance, and construction transactions. We have served thousands of satisfied clients and is an A+ accredited member of the BetterRequirements include a thorough working knowledge of and ability to analyze credit reports, income documentation, assets, liabilities, property appraisals, and title reports, to insure loans meet company standards for sale into the secondary market. Person will identify, analyze, and balance transactional, borrower, and property-related risks and offsets to arrive at a loan decision of approval, suspense, counteroffer, or denial.Review of Loan Application Package, The underwriter shall review the loan application package using verified data in the loan submission package.Quality of the Loan, The underwriter shall ensure that the quality of loans conforms to government regulations, company standards, and standards for sale to the secondary market.Top Reasons to Work with Us* 100% Remote* Great Company Culture!* Competitive Pay & Excellent BenefitsWhat You Will Be DoingThe underwriter will review the loan application package using verified data from the loan submission package. Evaluate the following:* Borrower's income relative to financial obligations* Adequacy of the credit quality and borrower qualifications* Sources of funds* Security property* Loan terms, LTV, and ratios making sure they meet the program guidelines* Run file through AUS (LP/DU/DO) when applicable* Review application in LOS for accuracy* Notify processor and loan officer of the decision made. Approve loan in accordance with appropriate terms and conditions, counteroffers if the term does not meet company Lending's standards and guidelines, or deny the loan* Reviews and clears all conditions* Maintains current knowledge of all loan products and origination requirements* Ensures accuracy of loan disclosures and documentationWhat You Need for this Position3+ years underwriting experience - Conventional, FHA, VA* Must have DE CHUMS # from FHA with LAPP a plus* Strong verbal communication skills* Proficient with DU and LP* Familiar with MS Office* Ability to review, analyze, and provide feedback regarding underwriting results* Ability to work in a team environment with minimal supervisionWhat's In It for YouCompetitive base salary ($110,000-$130,00/year plus sign-on bonus!) and overall compensation package* Full benefits: Medical, Dental, Vision* 401 (K) with a generous company match* Vacation, sick, and paid holidays* Life Insurance coverageSo, if this sounds like yourself, we'd love to hear from you!Either* Apply directly to this job opening here!Or* E-mail directly for more information to patrick.solano@cybercoders.comEmail Your Resume In Word ToLooking forward to receiving your resume through our website and going over the position with you. Clicking apply is the best way to apply, but you may also:Patrick.Solano@CyberCoders.com* Please do NOT change the email subject line in any way. You must keep the JobID: linkedin : PS2-1615802 -- in the email subject line for your application to be considered.***Patrick Solano - Executive Recruiter - CyberCodersApplicants must be authorized to work in the U.S.CyberCoders, Inc is proud to be an Equal Opportunity EmployerAll qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, or any other characteristic protected by law.Your Right to Work - In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.

Keywords: CyberCoders, Greenwood , DE Underwriter - REMOTE, Other , Greenwood, Indiana